Credit card consolidation
Roll every balance into one fixed payment and stop paying revolving interest.
Learn morePersonal loans from $5,000 to $100,000Borrow better.
Borrow better.
Pay off faster.
One short form, offers from 40+ vetted lenders, and a fixed rate that never moves. Checking takes about two minutes.
Get $5K to $100K‡
Funds can land as soon as the same day you sign your agreement.
Direct Pay to your cards
We can send the money straight to your card issuers so you don't have to.
See rates in 2 minutes†
No impact to your credit score. No commitment, ever.
View your rate
Checking won't affect your credit score.†
Estimate your payment
No credit impact$20,000
$1,000$100,000
Estimated monthly payment
$439.75
Based on a sample 11.49% APR. Your actual offer may differ.
4.8 out of 5 from 12,400+ verified member reviews
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- vetted lending partners
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- APR, lowest available rate
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- minutes to see your offers
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- members funded to date
"Applied on a Tuesday night and the money was in my account before Thursday. The rate beat my credit union by two points."
"I had five cards bleeding me dry. Clear Loan Path paid every one of them directly and now I have a single payment I can actually plan around."
"Straightforward, no games, no surprise fees at signing. Exactly what was quoted."
"The whole thing took under twenty minutes. I compared four offers side by side and picked the shortest term."
"Easiest loan process I've ever done. A few simple steps and it was funded."
"Support actually picked up the phone and walked me through the terms line by line."
"Applied on a Tuesday night and the money was in my account before Thursday. The rate beat my credit union by two points."
"I had five cards bleeding me dry. Clear Loan Path paid every one of them directly and now I have a single payment I can actually plan around."
"Straightforward, no games, no surprise fees at signing. Exactly what was quoted."
"The whole thing took under twenty minutes. I compared four offers side by side and picked the shortest term."
"Easiest loan process I've ever done. A few simple steps and it was funded."
"Support actually picked up the phone and walked me through the terms line by line."
The savings and experiences of members shown here may not be representative of all members. Savings are not guaranteed and vary based on your situation.
Loan options for what you need — and when you need it.
Home improvements
Fund the renovation without putting your house up as collateral.
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Family planning
Cover IVF, adoption or surrogacy costs with payments you can plan for.
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Travel and vacation
Low fixed rates and no required fees — our loan travels well.
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Weddings
From the ring to the honeymoon, at a rate a credit card can't match.
Learn moreLow fixed rates
Your rate is locked the day you sign and never moves, no matter what the market does.
No fees required
No required origination fee, no prepayment penalty, and no late fees whatsoever.
Same-day funding‡
Funds can be available as quickly as the same day your loan is approved.
Save thousands with a low fixed rate.
Card rates keep climbing. See what consolidating your balance into one fixed monthly payment could save you over seven years.
$25,000
Estimated interest saved
$10,733
Checking won't affect your credit score.†
Total interest paid over 7 years
$27,311
$16,579
High-interest card
24.37% APR
Clear Loan Path loan
15.89% APR
Illustrative example based on an 84-month term with a fixed 15.89% APR, the average funded APR for Clear Loan Path borrowers on a 7-year term. The comparison card APR reflects the average reported rate for good-credit accounts. Both figures assume no additional borrowing, no origination fee, and no early payments. Your actual rate will vary.
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Prequalify online
Answer a few questions and see the rates you qualify for in minutes, with no commitment.
- 2
Choose your terms
Compare offers side by side, pick a 2 to 7 year term, and finish the application online.
- 3
Receive your funds‡
Sign your documents and the money is wired to your account — as soon as the same day.
View your rate
Checking your rate will not affect your credit score.†
Learn more before you borrow.
Over 500 articles, calculators and budgeting guides — written to help you make the call that costs you least.
Visit Clear Loan Path LearnDebt payoff playbooks
Avalanche, snowball, and when consolidation wins.
Rate and APR explainers
What actually moves the number you're offered.
Budget templates
Free tools to plan a payment you can keep.
View your rate now.
Your time matters — so we made it fast to get started.
View your rateIt's a soft inquiry, so it won't affect your credit score.†
Important disclosures
Clear Loan Path is a loan marketplace, not a lender. We match your request with lending partners in our network. Clear Loan Path does not make credit decisions, does not issue loans, and does not guarantee that you will receive an offer or any specific rate or term.
Representative example. Fixed APRs range from 6.99% to 24.99% and include all available discounts. On a $20,000 loan with a 60-month term at 11.49% APR, you would make 60 monthly payments of approximately $440 and pay $6,400 in total interest. Lowest advertised rates require excellent credit and are not available to all applicants.
† Rate check. Checking your rate through Clear Loan Path uses a soft credit inquiry, which does not affect your credit score. If you continue with a full application, the lender will perform a hard credit inquiry that may affect your score.
‡ Funding timing. Same-day funding is not guaranteed. Timing depends on when your application is approved, when documents are signed, verification requirements, and your bank's processing times.
Member reviews reflect individual experiences and may not be representative. Savings are not guaranteed and vary based on your credit profile, balances and repayment behavior. Clear Loan Path is an equal opportunity company. All loan products are subject to credit approval and applicable state law.